Our Financial Advice Process
We are committed to providing you with personalised, strategic financial planning designed to help you achieve your financial goals and secure your future.
INITIAL Phone MEETING
Our journey together begins with a complimentary 15-minute phone consultation. This initial consultation is an opportunity to gain an understanding of the type of advice that you are seeking and learn about our advice process.
60 Minute Discovery session
At a cost of $330 we hold a 60 minute Discovery Session. Prior to this meeting we will ask that you supply a snapshot of your financial position. Providing as much information as possible will help you get the most out of this session. We can start exploring possible strategies and gain a deeper understanding of your goals, values and tolerance to risk. We will help you work through different aspects that you may not have yet considered. This foundational step is crucial for tailoring our advice to suit your unique needs.
ENGAGEMENT PROPOSAL
Following our Discovery Session, we will provide you with an engagement proposal. This document outlines the specific areas where you require advice and includes a quote for our services. Our fee encompasses the development of your personalised financial plan and its implementation, to the extent possible. This proposal ensures you have a clear understanding of our process and the value we offer. Our engagement proposal may include a 6 month check in, 12 month review, or may be limited to initial advice only, depending on your circumstances.
Financial Plan Preparation
We take 2-3 weeks to prepare your financial plan, based on its complexity. This process involves in-depth research and analysis to achieve your financial goals. Our team develops a realistic and ambitious strategy, enhancing your financial health to align recommendations with your objectives.
Financial Plan Presentation Meeting
Upon completion of your financial plan, we will schedule a meeting, either over Zoom or in person, based on your location, to discuss our advice in detail. This presentation is designed to walk you through our recommendations and provide you with all the necessary information to make informed decisions about your financial future. Please allow up to 1.5 hours for this meeting, as we aim to address all your questions and ensure you have a comprehensive understanding of our advice.
Advice Implementation
Once you are satisfied and comfortable with your financial plan, our next step is to assist you in implementing it. This phase may involve liaising with various product providers, such as investment platforms, superannuation funds, and insurers, to execute the recommended strategies. While there may be additional steps that require external professionals (e.g. mortgage brokers, lawyers, or accountants), we remain committed to guiding you through these processes and providing support and answers to your questions throughout.
ONGOING ADVICE
The extent of our relationship moving forward is entirely up to you. Whether you seek one-off advice or prefer an ongoing advisory service, we are here to accommodate your needs. We often recommend our ongoing advice service, especially when your financial plan involves continuous monitoring. This service ensures your superannuation and investments remain suitable for your evolving financial landscape and assists in keeping you on track towards achieving your goals.